24 Dec 2019

Wake up to Retirement

From November this year, pension providers will be sending out pre-retirement wake up packs to everyone from their 50th Birthday.

16 Dec 2019

How a pension rule may affect your NHS care

We often see news headlines where the NHS and pension schemes are in the spotlight, but this is usually to do with the benefits NHS employees will receive, not how it will affect your care.

15 Nov 2019

Investment Funds – Proving their worth…or not

From October, Fund Managers are having to prove their worth. The FCA have said all fund managers have to produce an annual statement showing key statistics

20 Aug 2019

Grangewood are awarded the 'Pension Transfer Gold Standard'

I’m pleased to announce we have been awarded the ‘Pension Transfer Gold Standard’ by the Personal Finance Society.

16 Aug 2019

TV Turmoil

It has been confirmed that TV licences for over 75’s will no longer be universally free from May 31st 2020. In order to still qualify for a free licence an individual needs to be claiming Pension Credit.

02 Aug 2019

Majority of Pension Drawdown Investors are unadvised and unaware

Research by Zurich has found some shocking statistics. In a survey of 2,028 over 55 year olds in flexible drawdown who have not used the services of a financial adviser, 52% do not know they can reduce withdrawals from their pension and 56% do not know they can stop taking any withdrawals at all.

25 Jul 2019

The Inflation Basket

Inflation: the annual rise in the cost of goods and services, is measured by various indices and the goods and services in those indices change each year - so what's 'In' and what's 'Out' this year

24 May 2019

One-third of over-75s have been targeted by scammers

Research by the Financial Conduct Authority (FCA) has found that a third of people aged 75 or over believe they have been targeted by a fraudulent investment scam in the last three years.

This is saddening to hear. It seems most frequent scams are involving unauthorised firms promoting investments in shares, bonds, forex and cryptocurrencies. Please remember that we are here for our clients, to pass any investment ideas by, and to provide you with a second opinion.

10 May 2019

Financial Services Administrator wanted to join our team

We are a small, friendly, hard working and conscientious team, and would welcome another administrator to join us to help with the continued service of our existing client base and growth of our business

01 May 2019

Spring time investment lessons

As we see the tulips blooming, I am reminded of ‘tulip mania’. I’m sure you are all familiar with the story of how the prices of highly fashionable tulip bulbs reached extraordinarily high prices and then dramatically collapsed in 1637, ruining many an investor

09 Apr 2019

Grangewood Financial Management Awarded Corporate Chartered Status Again

Chartered titles are jealously guarded by professional bodies and are not awarded lightly. Chartered status therefore brings with it a number of serious obligations.

08 Apr 2019

Happy 20th Birthday!!

The Individual Savings Account is 20 years old this month and has grown up a lot.

28 Mar 2019

Investment Matters - A tribute to Allan Harragan

I’m going to ask you to forgive my self-indulgence with this

quarters Investment Matters, and make this issue a tribute to Allan.

Now, there are some clients who never worked with Allan, but I hope that

there may be some insights and lessons that will still be of benefit to

you too.